1.  Do I need proof of eligibility to enroll a new dependent? 
   Yes, if you’re adding a new dependent for 2027, you must provide proof of eligibility documentation.
   
   
2. If my spouse’s Open Enrollment period occurs after Marvell’s and I decide to enroll in their healthcare plan(s), can I update my Marvell 2027 elections?
   Yes, you can still enroll in your spouse’s plan(s) for 2027. Starting January 1, 2027, you have 31 days to use the Qualified Life Event process within the benefit enrollment portal to update your benefits under “Employee Gains Other Coverage” through your spouse's plans. Note: you will be required to provide proof documentation for the life event.
   
   
3. What happens if I experience a change next year – my spouse changes jobs, my child turns 26, we have a new baby, etc.?
   If you experience a Qualified Life Event, you will have 31 days to update your benefits. Learn more about life changes here.
   
   
4. Can I get help choosing a medical plan?
   Yes. If you're unsure which medical plan is right for you, access the benefits enrollment portal and select "I'd Like Help Choosing Plans." Answer a few questions, and the tool will help you find a plan that best matches your needs by estimating your costs and comparing medical plan options.
   
   
5. Where can I get help enrolling?  
   Call Marvell's Benefits Center, at (855) 400-MRVL (6785) from 5 AM – 5 PM PT Monday-Friday or email myHR@marvell.com to open a ticket. Please note that Marvell’s Benefits Center hours are extended for the Open Enrollment period of October 19 – November 2, only.

The HSA offers several significant tax advantages:

• Tax-deductible contributions: Contributions to the HSA are tax-deductible, reducing your taxable income for the year. This can result in substantial tax savings, especially for individuals in higher tax brackets.
• Tax-free growth: The funds in your HSA grow tax-free. Any interest or investment gains earned within the account are not subject to federal income tax, allowing your savings to compound over time.
• Tax-free withdrawals: Withdrawals from your HSA for qualified medical expenses are tax-free. This includes a wide range of health care costs, from doctor visits and prescriptions to dental and vision care.

While the HSA is primarily designed to cover medical expenses, it can also be a powerful tool for retirement planning.

• Long-term savings: Unlike the Health Care Flexible Spending Account, the HSA does not have a “use-it-or-lose-it” policy. The funds in your HSA roll over year after year, allowing you to build a significant nest egg over time.
• Investment opportunities: The HSA also offers investment options, enabling you to grow your savings. These investments can enhance your retirement portfolio and provide additional financial security.
• Post-retirement medical expenses: Healthcare costs often increase with age. The HSA can help you cover these expenses in retirement without dipping into your other savings or retirement accounts.
• Penalty-free withdrawals at age 65: After you turn 65, you can withdraw funds from your HSA for any purpose without incurring a penalty, though the withdrawals will be subject to income tax if not used for qualified medical expenses.

Enrolling in the Anthem Blue Cross HDHP to access the HSA should be a strategic decision. Here are some factors to consider:

• Health care needs: Assess your health care needs and expenses. If you anticipate low to moderate health care costs, an HSA can help you save on premiums and out-of-pocket expenses. Don’t forget, with the Anthem Blue Cross HDHP, you’ll need to cover the larger deductible out of pocket before the plan will pay a portion of covered expenses.
• Tax benefits: Consider the tax advantages. If you are in a higher tax bracket, the tax-deductible contributions and tax-free growth can provide significant savings.
• Long-term financial goals: Evaluate your long-term financial goals. If you are looking for ways to enhance your retirement savings, the HSA’s investment options and rollover benefits make it an attractive choice.
• Marvell’s contributions: Marvell will contribute $700 for employee-only coverage and $1,500 for family coverage. These contributions can significantly boost your savings and help you cover out-of-pocket expenses before you meet your deductible.

Health Savings Accounts are more than just a way to pay for medical expenses—they are a versatile financial tool that can benefit you now and in retirement. By understanding their tax advantages and strategic uses, you can make an informed decision during this year's Open Enrollment. Take the time to evaluate your health care needs, financial goals, and eligibility to determine if the Anthem Blue Cross HDHP with HSA is the right choice for you.

Call your Advocate

Call the Anthem Member Services number: (877) 898-0739 and ask to speak with your dedicated Family Advocate. If your Family Advocate is unavailable, you’ll be connected to a Marvell-trained advocate who can assist or leave a message for your dedicated Family Advocate.

Request a Callback

Use the Anthem Sydney Health App or anthem.com to request a callback from your Family Advocate. 

Live Chat

Use the live chat feature after logging into the Sydney Health app. While chat doesn’t connect you directly to your Family Advocate, your conversation notes will be shared with your Advocate for follow-up.

All Anthem Blue Cross medical plan members have access to Anthem’s Sydney Health app, which you can download on your smartphone or access online. The app allows you to easily manage your health care and connect with your Total Health Connections Family Advocate. You can use the app to:

• Find doctors, hospitals, and pharmacies in your network

• Review costs for services—and get help finding the lowest cost option

• View your benefits, claims, and medical ID card 

• Manage your prescriptions

• Chat with a nurse 24/7 for health advice

• Schedule appointments and virtual visits

• Get personalized wellness tips and programs 

• Track your health goals

• Find the name and telephone number of your Total Health Connections Family Advocate, as well as send direct messages

The Anthem Sydney Health app is your one-stop shop for all your medical needs.